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Top of the Tech
Get on top of the key technical topics making an impact today. This month, we focus on transitional arrangements and certificates for pensions in a world without the LTA.
Transitional arrangements and TTFACs
Our technical experts share their insights following HMRC's latest guidance, and announcements surrounding the new certificates, on our dedicated transitional arrangements page.
You can learn more about:
- transitional tax-free amount certificates and what they mean;
- frequently asked questions;
- client scenarios and who could benefit from a TTFAC; and
- potential actions for advisers.
On-demand webinar
Transitional arrangements and certificates for pensions
Our Senior Technical Consultant, Lisa Webster, looks at the transitional arrangements for those clients who accessed their pension under the lifetime allowance regime.
Complementary adviser guide
Transitional arrangements and transitional tax-free amount certificates
A brand-new adviser guide that will help you to understand the transitional arrangements now that the LTA has been abolished, and the complexities of the TTFAC.
Download the guide to learn about:
- the standard transitional calculation;
- transitional tax-free amount certificates (TTFACs);
- example client scenarios, and who should apply for a TTFAC;
- calculations where protection is held;
- pre-commencement pensions; and
- applying for a TTFAC.
New pension rules
A new pension era is upon us now that the lifetime allowance has been abolished. We’ve compiled a range of resources to support you through the new landscape.
Complementary adviser guide
Testing pension benefits
Understand the likely impact of the LSA and LSDBA on your clients, and the best ways to manage benefits in light of the new pension rules.
The guide covers:
- how benefits are tested in the member's lifetime;
- how benefits are tested, and taxed, on death;
- general pensions;
- example scenarios; and
- key planning points.
Be careful what you apply for
New regime uncertainties remain
TTFAC – proceed with caution
Would it be possible to reintroduce the LTA?
What’s new in Techcentre?
Keep your finger on the pulse of the ever-changing regulatory and legislative landscape, with the help of our technical experts.
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What happens when legislation differs from guidance
The FCA wants improvements to retirement advice
Spring Budget 2024 recap
Access our huge archive of technical articles, literature and insights on our Infocentre
Technical guides
All our technical guides in one place
To keep you up to date with the latest industry changes, we’ve pulled together all our technical guides in one easily-accessible location.
You can find guides on a range of topics, including:
- pension contributions;
- pension benefits;
- general pensions;
- ISAs; and
- many more.
Upcoming technical events
Off the Road – Transitional arrangements and certificates for pensions
Our highly-anticipated webinar on transitional arrangements and certificates for pensions from 6 April 2024 is now available to watch on-demand.
On-demand webinar
45 MINUTES
'On the Road' spring tour
Our ‘On the Road’ tour brings expert speakers to cities across the UK, to cover a variety of topics – including investment markets, regulation and technical issues.
Various locations
15 May - 13 June 2024
Off the Road webinar – ISA rules 2024
Join Senior Technical Consultant, Joshua Croft, for a technical summary on the new rules of ISAs and what they could mean for you and your clients.
10am - 10:45am
30 May 2024
Events Hub
View our calendar of engaging, informative sessions that have been created to help you get in the know.
We'd love to hear from you
If you have any questions you’d like to ask our Technical Team, or have a particular topic in mind you’d like to see featured in the Tech Zone, then please let us know.